Lucy Delgadillo is a Professor in the School of Applied Sciences Technology and Education at Utah State University. She is also a Certified Master Coach. She categorizes herself as a social scientist who engages in educating university students and the public at large on issues related to improving the financial well-being of individuals and families, in the United States and abroad. In particular, her leadership and research efforts have had two foci:, housing finance and counseling, and financial coaching. She has published more than 100 articles in refereed journals and conference proceedings, several book chapters, and has made over 80 presentations at international, national and regional conferences.