Ryan is the director of the UVU Money Management Resource Center. He also teaches Financial Counseling and the CFP® Prep Course as part of the Personal Financial Planning program. Ryan's study interests include budgeting, credit/debt management, identity theft, student loans, bankruptcy, and financial counseling tools. Ryan is a Certified Financial Planner and an Accredited Financial Counselor. Ryan is happily married to his wife Traci and they have five children - Elizabeth, Abigail, Samuel, Emma and Joshua.