Mr. Xu Cui is a visiting PhD student from Renmin University of China. He will stay at the University of Rhode Island for 20 months, doing research in consumer financial capability and wellbeing with Professor Jing Jian Xiao. Since consumer economics as a field is developing quickly in China in recent years, in consideration of his academic career and interest, Xu is dedicated to the research of consumer economics. As a second year Ph.D. student in economics, Xu is equipped with fundamental knowledge of micro and macroeconomics. He is good at using needed statistical software for econometric analyses. He is hard working and has potential to be a good researcher in consumer economics. Email: email@example.com. Tel:+1(401)677-9208.