Bridging the Gap: Building a Community of Financial Well-being

2018 AFCPE® Research and Training Symposium

AFCPE Pre-Symposium: Monday, November 12 - Wednesday, November 14
AFCPE Symposium: Wednesday, November 14 - Friday, November 16
Schedule Subject to Change

Title: The Comprehensive Household Spending Plan
Thursday, November 16th, 2017
Some household expenses are easily referenced or researched, yet other expenses present a greater challenge because they will recur without present knowledge of frequency or amount. Missing and underestimated expenses in a balanced or zero-sum budget will eventually divert income away from other planned expenses or specific savings goals. Utilizing a one-page spending plan worksheet and an income allocation approach, a spending plan workflow process will be introduced that aids in identifying portions of a household's monthly income that need to be reserved for all recurring future expenses, including newly expected, existing but irregular, or other than typical monthly expenses.

CFP Pre-Approved Session - 1 CEU
Session Handouts: 122509-2-47069.pdf